LOANS AND ADVANCES
A.P.F.C Vol-1.Articles 226 to 244 deals with L &A
GENERAL PRINCIPLES;-
1.where both wife and husband are employees, only
one among them is entitled.
2.Repayment capacity of the loan should be
assessed before sanctioning the loan by the
competent Authority
3.Sufficient budget provision must be there for the advance.
4.To safe guard the Govt. amount material documents
should be examined before sanction of the loan, and even
after the loan amount.
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